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Geopolitics

mBridge (Multi-CBDC Bridge)

Definition

A multi-central bank digital currency (CBDC) platform developed by the BIS Innovation Hub in collaboration with the PBoC, HKMA, Bank of Thailand, and UAE Central Bank. Designed as a structural alternative to SWIFT for cross-border settlement in local currencies. mBridge transactions settle in real-time on a distributed ledger, bypassing dollar correspondent banking entirely.


Why It Matters

mBridge represents the first operational, multi-jurisdiction CBDC settlement infrastructure that explicitly bypasses USD correspondent banking. Its expansion to BRICS+ members would dramatically accelerate effective de-dollarization of cross-border trade.

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